Money in Japan

Cash is still useful in Japan, especially at small restaurants, local shops, and some tourist attractions. Although credit cards and cashless payments are widely used, some places may accept cash only. Carrying some Japanese yen is a good idea, particularly when visiting rural areas or smaller towns.

Credit cards are widely accepted at hotels, department stores, shopping malls, and many restaurants in Japan. Visa and Mastercard are commonly accepted, but some smaller businesses may only accept cash. Check your card’s overseas setting and fees before your trip, and keep some Japanese yen as a backup.

IC cards such as Suica, PASMO, and ICOCA make traveling around Japan more convenient. You can use them to pay for many train, subway, and bus journeys, as well as purchases at participating convenience stores and vending machines. However, not every train line or region accepts IC cards, so check your route before traveling.

ATMs are a convenient way to withdraw Japanese yen during your trip. Many ATMs at convenience stores and some post offices support overseas-issued cards, but acceptance depends on your card and the ATM. Before withdrawing cash, check for withdrawal limits and possible fees from both your bank and the ATM operator.

Tipping is generally not expected in Japan. At most restaurants, cafes, hotels, and taxis, you can simply pay the amount shown on the bill. Some establishments may include a service charge, so check your bill before paying. A simple “ Arigatou gozaimasu” is a natural way to show your appreciation.

You can exchange foreign currency for Japanese yen at major airports, selected banks, and dedicated currency exchange counters. Exchange rates and fees vary, so compare your options before exchanging money. You may not need to exchange everything at once – start with enough cash for transportation, meals, and small purchases.

Running out of cash during your trip can be stressful, but there are several ways to get more Japanese yen. Look for an ATM that supports your overseas-issued cards, or ask whether the business accepts credit cards or other cashless payments. If your card does not work, check your withdrawal limits and contact your bank if necessary. Keeping a backup card and some cash in a separate place can also help.